How to Build Wealth


Wealth is more than just money ... Health and happiness are equally important if not more so sometimes.  You don't need to have millions to live a good life.

Financial  Wealth


  • Produce for wealth creation and accumulation.
  • Invest profits for wealth preservation and growth.
  • Produce more than you consume
  • Save a minimum of 20% of all earnings.
  • Pay yourself first.
  • Rewards are rare without risks, but take only carefully calculated risks.
  • Make sure the odds are on your side.
  • Put the magic power of compound interest to work with every available dollar.
  • Protect your downside. The upside will take care of itself.
  • Cut your losses short -- and let your profits run. This takes tremendous discipline.
  • If the situation is not right in the long term, walk away from it.
  • Maintain a long term outlook in all endeavors. 
  • Invest only after strict and complete due diligence.
  • Don’t allow yourself to be rushed.
  • Make important decisions carefully, consider your gut feelings… then pull the trigger.
Personal  Wealth


  • You’re successful when you like who and what you are.
  • Success includes achievement… while choosing and directing your own activities.
  • Enjoy intimate relationships and love what you do in life.
  • The best investment you will ever make is your steady increase of knowledge.
  • Invest in yourself. Thirty minutes of study per day eventually makes you an expert in any subject – but only if you apply that knowledge.
  • Study alone is no substitute for experience. Education is always painfully slow.
  • For each important action you take, ask yourself if you would be embarrassed if it were published. 
  • It takes a lifetime of effort to build a good reputation but only a moment of stupidity to destroy it.
  • You are exactly what you believe and think about all day long.
  •  Constantly monitor your thoughts.
  • Live like you don’t have much time left… but plan as if you’ll live for centuries.